Bitcoin Estate Planning
Self custody with the right tools, training, and protocols so your wealth stays secure, usable, and survivable for your family and long term legacy.
Bitcoin done
the right way
Get started ⟶
Structure your bitcoin into
Spending, Savings, and Vault
Get written protocols your
family can follow
Have a point of contact
in an emergency
You don't get a second chance
with self custody
Get started ⟶
Taking custody brings real questions
How do I secure Bitcoin properly with the right tools?
What order should I implement security so I don't make mistakes?
How do I build a system that balances security with real life usability?
How do I make sure my family can recover it if something happens?
Learn about
what we do
Get started ⟶We don't just teach tools.
We build systems.
Most people can buy a device, but they don't know how to structure Bitcoin around real-life risks like retirement, relocation, separation, illness, inheritance, and emergencies.
We build a complete framework.
Designed for recovery and continuity.
Spending, Savings, Vault
Get started ⟶Your Bitcoin is most secure when each portion has a purpose and the right level of friction.
Spending
Low friction and highly convenient. Diverse and multipurpose. Kept to a low amount.
Savings
More secure and sovereign, with a good user experience and practical accessibility.
Vault
Highest security and redundancy. Designed to remove single points of failure and protect long term wealth.
What you receive
Get started ⟶A Comprehensive PDF Plan
Tools, steps, wallet structure, backup structure, written instructions, and allocation guidance across Spending, Savings, and Vault.
Live Implementation Support
Live support to set up, practice transactions, and build confidence using your system.
A Yearly Notification System
Reminders to practice transactions, test recovery, and check in with key holders so your setup stays current over time.
Emergency Continuity
Clear written instructions and a direct point of contact so your spouse or trusted family members can recover and transfer Bitcoin properly if something happens to you.
Important: We never hold your Bitcoin. We help you structure and secure it in self custody.
We've been where you are.
Get started ⟶Since 2017, we've guided individuals and onboarded businesses with different needs and risk profiles. We combine Bitcoin operational experience with financial and economic literacy to build custody systems that work in real life and remain recoverable under stress.
Charlie Stevens
Founder of Schelling Point
With years of guiding individuals through the Bitcoin standard, Charlie helps you build a coherent self custody framework so you can confidently hold, manage, and pass on Bitcoin.
Schelling Point is giving us the security we need to move forward to be totally confident with our Bitcoin.
— Karen & Antonio
I didn't know what I was doing with Bitcoin. They showed me the hardware and protocol to hold it long term. It puts your mind at ease.
— Philip
Since holding Bitcoin I've been worried about losing it and forgetting passwords. Schelling Point helped me feel secure and safe.
— Maureen
Choose your level of support
You can start with the plan, then add implementation and long term support when you are ready.
PDF Plan
195,000 sats
about $195
- Comprehensive PDF plan
- Tools, steps, wallet & backup structure
- Written instructions
- Allocation guidance across Spending, Savings, and Vault
Implementation Package
395,000 sats
about $395
- Everything in the PDF Plan
- Live guided implementation systems x 2
- Practice using your framework
If you have a yearly support bundle, receive 25% off implementation sessions.
Buy Implementation PackageYearly Support Add-Ons
Notification System
100,000 sats / year
~$100
Scheduled reminders & check-ins for your setup
Emergency Continuity
300,000 sats / year
~$300
Emergency point of contact + ongoing protocol updates
Bundle
350,000 sats / year
~$350
Notification System + Emergency Continuity + free 1-hour consulting session each year + 25% discount on implementation sessions
On-demand consulting
Single Session
1 hour250,000 sats
~$250
3 Session Pack
600,000 sats
~$600 total
25% off implementation sessions with yearly bundle.
Tools we commonly work with
Sparrow
SeedSigner
Coldcard
Krux
Passport Foundation
Jade
Nunchuk
Liana
SignalWe recommend the right combination based on your goals, risk profile, family situation, and multi-sig needs where appropriate.
Apply for a Free Strategy Session
In a short call, we'll understand your situation and map the right next steps for your Self Custody Bitcoin Financial Framework.
Frequently Asked Questions
No. We never take custody of client funds.
Yes. We make systems understandable and usable, with written protocols.
A structured system separating Bitcoin into Spending, Savings, and Vault.
Yes, where appropriate — especially for higher-value Vault setups.
Your loved ones receive clear instructions and a direct point of contact.
Scheduled reminders to practice transactions and test recovery.
Bundle = ongoing continuity + emergency support. Consulting = pay-as-you-go sessions.
Yes. Or start with the free strategy session if unsure.